As a PIA member you can choose from several high-quality, competitively priced insurance plans to help protect you, your employees and families. You can customize your protection to best meet your family's insurance needs. Your employees may apply for all of the following plans without your participation, except for Basic Life.
Term Life Insurance Program
Mortgage payments, education, health care and daily living expenses continue for your family if something happens to you. Help protect their financial future with $50,000 Basic Life Insurance available to Agency Owners/Managers and up to $30,000 for their employees. This Basic Life coverage is only available if there is 100% participation of eligible employees and the employer contributes 100% of the premium. There is no medical underwriting. Additional term life insurance up to $300,000 is available through the Voluntary Life Insurance Program (medically underwritten). If you have Basic or Voluntary Life, Dependent Term Life Insurance is also available with up to $100,000 for spouses (medically underwritten) and $10,000 for children (ages 6 months to 19 years) and $500 for children (age 14 days to 6 months). Children are not medically underwritten.