Since 1931 independent insurance agents have discovered the many advantages of joining PIA. Chief among those advantages is access to the products offered by the PIA Services Group Insurance Fund, also known as the PIA Trust. These products include: basic, voluntary, and dependent term life; long/short term disability; business overhead expense; and hospital income protection for PIA members, their employees, and families. All products except Basic Life can be purchased by PIA member agency employees with no minimum participation limit.
Mortgage payments, education, healthcare and daily living expenses continue for your family if something happens to you. That's why it makes sense to seek financial protection with the PIA Trust's Term Life insurance plans.
Basic Life Insurance
Help protect your family's financial future with $50,000 Basic Life Insurance available to Agency Owners/Managers and up to $30,000 for their employees. Coverage is only available if there is 100% participation of eligible employees and the employer contributes 100% of the premium. There is no medical underwriting.
Voluntary & Dependent Life Insurance
If the requirements for Basic Life are not satisfied, employees can apply under the Voluntary Life Insurance Program which is medically underwritten. The Voluntary Life Insurance Program is also available to all members and employees who would like additional Life coverage.